The Capitec Cellphone Banking Number accords Capitec Bank holders with the ease of conducting transactions with ease. This article will discuss the Capitec Cellphone Banking Number and everything you should know about it.
Capitec Bank is a top-service financial institution in South Africa that provides banking services to customers. According to thefintechafrica.com, the bank has numerous digital banking channels that offer convenience and comfort to its customers.
One of its digital banking channels is the Unstructured Supplementary Service Data (USSD) code, which enables customers to access Capitec Cellphone Banking services on their devices directly. You can read this post on activating Capitec App without going to the bank.
Capitec Cellphone Banking Number
Capitec Cellphone Banking Number is a faster and easier way by which Capitec Bank customers can access their respective accounts. One does not need to visit the bank as this digital banking channel provides much ease for handling transactions.
The Capitec Cellphone Banking Number is *120*3279#. It offers an individual a direct and highly responsive way to access the bank’s services. Through your device, you can conduct transfers, pay bills, and others from the comfort of your home, office, or place of relaxation.
How To Register Capitec Cellphone Banking Number
An individual must register for the Capitec Cellphone Banking Number before using it to access banking services. According to etimes.com.ng/capitec, the steps to register the Capitec Cellphone Banking Number are below.
• Dial *120*3279# on your device.
• Select the option “Register” to start the process.
• Carefully follow the prompts to complete the registration.
• Once you have completed the registration, you will be sent a confirmation message with your pin.
Capitec Cellphone Banking is hugely beneficial to account holders with Capitec Bank. An individual can start utilizing the code for other personal needs, including:
Balance Enquiry
An individual can determine their balance by dialling *120*3279#. After dialling this, they must select the “Balance Inquiry” option to determine their account balance with Capitec Bank.
Airtime and Data Purchase
One can conveniently use the Capitec Cellphone Banking Number to purchase airtime or subscribe for data. To use this feature, dial *120*3279# and select “Buy” to purchase airtime or subscribe for data.
Transfer
The Capitec Cellphone Banking Number makes it easier and faster for an individual to carry out transfers. One needs to dial *120*3279# to transfer money. Ensure to select the option “Transfer” to conduct your money transfer to Capitec and other bank accounts.
Mini Statement
An account holder with Capitec Bank can utilize the Capitec Cellphone Banking Number to get their mini bank statement. One mainly needs to dial *120*3279# and select the “Mini Statement” option to get their previous five transactions.
Payment
Making the payment is quite easy with the Capitec Cellphone Banking Number. You need to dial *120*3279#, select the option “Payments”, and then pay to a Capitec bank account and settle your bill.
How To Change or Reset Capitec Cellphone Banking Pin
There are certain scenarios whereby one would need to change or reset the Capitec Cellphone Banking Pin. It’s quite easy as one mainly needs to dial *120*3279# and then navigate the options to change the pin.
Alternatively, if you find changing your Capitec Cellphone Banking PIN difficult, you can suspend the service. Kindly call the Capitec Bank 24-hour client care centre on 0860102043 or visit the bank’s nearest branch.
Capitec Cellphone Banking Number
Capitec Bank has many channels through which its customers can easily access mobile banking. According to capitecbank.co.za/globalassets, ease is made available through the platforms. The Capitec Cellphone Banking Number is 0674189565, which one can utilize to access their account on WhatsApp easily.
Daily Transaction Limits
Though an individual can utilize the Capitec Cellphone Banking Number to access several banking services, there are limits. These limits are mainly on the daily transactions that one can perform.
The daily transfer limit for airtime, SMS, and data bundles is approximately R505. One must stay within the prepaid electricity limit of R10,000, while for payments, it should be at most R3,000.
How To Setup Capitec Online Banking
Before an individual can access the Capitec Online Banking option, they must set up their specific accounts. Below are the steps to be taken to create a Capitec Bank account.
Download The Capitec App
The first thing you need to do to set up your account is to download the official Capitec Bank app. You need to go to the Apps Store or Google Play Store on your Android, Huawei or iOS device to download it.
Provide Your ID Number
After downloading the Capitec Bank app from the Play Store, you must provide your ID number. Ensure to provide only the current South African ID number in the provided space.
Take A Couple of Selfies
An individual would need to verify their account and take a couple of selfies to complete the requirements further. It’s quite easy; one must mainly navigate the options and take a couple of selfies.
Provide Your details
The last thing one needs to do is provide their details on the Capitec application. After completing the above steps, fill in the provided spaces with your details and finalize the online banking setup.
Benefits of Capitec Cellphone Banking Number
The Capitec Cellphone Banking Number offers many benefits and ease to Capitec account owners. Aside from the ease of fast transactions, there are other benefits, including:
Convenience
Capitec Cellphone Banking Number offers customers access to banking services; one can use it for various transactions. Aside from this, an individual can conduct transactions without necessarily needing to visit the bank.
Speed
One of the main benefits given to account owners through the usage of the Capitec Cellphone Banking Number is speed. One can carry out several transactions and make payments in a short time.
Security
Capitec Cellphone Banking Number provides a strong level of security for accessing diverse banking services. The code is specifically encrypted, and the pin is designed for just one customer.
Cost Effective
Capitec Cellphone Banking Number is a more effective way of accessing different banking services. One can conduct transactions from the comfort of one’s home without needing to visit the bank physically.
Capitec Banking Options (Others)
Capitec Bank has other kinds of banking options which an individual can access regularly. An account holder with Capitec Bank can use either of the services listed below.
Internet Banking
Internet Banking is another easy way of accessing your account and other things. One needs to visit direct.capitec.co.za to log in to the Capitec website and discover the services available to users.
Mobile Banking
Mobile Banking is another type of banking option regarded as simple, effective, and faster. One does not necessarily need to own a smartphone to use this service – you need a phone where you can dial *120*379# to use this option.
Cellphone Banking App
Cellphone Banking App is one of the many available options for all Capitec Bank customers. Through the app, one can access their Capitec Bank account and utilize various services, but ensure to download and set it up properly.